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Schwab is a registered broker-dealer, and is not affiliated with Arbor Capital Management or any advisor whose name appears on this Web site. Arbor Capital Management, Inc. (“Arbor Capital”) is independently owned and operated. Schwab neither endorses nor recommends Arbor Capital Management, unless you have been referred to us through the Schwab Advisor Netowrk®. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Arbor Capital under which Schwab provides Arbor Capital with services related to your account. Schwab does not review the Arbor Capital web site, and makes no representation regarding the content of the Web site and makes no representation regarding information contained in the Arbor Capital Management web site, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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